ratenkauf by easyCredit

ratenkauf by easyCredit

Compatible With: Community 2.0, 2.1, 2.2

Tech Specifications

Current Version:
Stable Build
28 June, 2018
Extensions, Payments & Security, Payment Integration
License Type:
Open Software License 3.0 (OSL-3.0)


ratenkauf by easyCredit is the easiest and fastest installment payment solution of Germany.


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ratenkauf by easyCredit is the easiest and fastest installment payment solution of Germany. Join today to get the simplest way of partial payment for your POS and E-Commerce. ratenkauf by easyCredit gives you the opportunity to offer installments as an additional payment method in your German Magento store.

Traditional financing solutions are often connected with complicated application processes for customers. With ratenkauf by easyCredit you can offer a simple, fully online and fast financing solution. Customers can use 'ratenkauf by easyCredit' in just a few steps: choose their purchases, calculate their preferred installments, enter their personal data, and pay. No paperwork, immediate approval, and complete flexibility throughout. Simple. Fair. Paying in installments with 'ratenkauf by easyCredit'.  

Account & Pricing

Although the module is free to download & install, please note that our service is subscription based. A seperate account is required and is not created during extension installation.

Getting access is easy:

  1. Sign the contract – contact us and we will send you the contract to sign and send back.
  2. Activate your account – you will receive the links to activate your personal account via the ratenkauf merchant interface.
  3. Assign an API password – set your personal API password in the ratenkauf merchant interface. This is also where you can find your webshop ID.

Are you interested in using ratenkauf by easyCredit?

Contact us now:


+49 (0)911 5390 2726  

Or register with us at https://www.easycredit-ratenkauf.de/kontakt.htm
and we will contact you.  

Please note that a valid contract is required to use the plug-in.

ratenkauf by easyCredit charges merchants from 1.49% of the full order amount. Monthly fees do not apply. Please see our product page for further pricing information or contact us to get an individual quote.


Security Features, Data Protection and PCI Compliance

The ratenkauf by easyCredit Magento 2 Extension is fully GDPR compliant. For credit rating purposes customer data is being transmitted to the easycredit servers prior to the redirect to the payment terminal. Before any data is transmitted to the easycredit Server, customers are asked for data submission approval. 

The need of PCI compliance does no apply as payment data or credit card information is not being transferred from Magento to easycredit.

The extension does not store any sensitive/private data. At checkout your customer will choose the payment method, and then be redirected to our secure payment platform where they can add further payment details if needed. After payment, a callback to your store will verify the transaction and update the status of the order. After the synchronised callback, the customer will then be redirected to the order details of your shop.


What is ratenkauf by easyCredit and how do I use it?

Benefits for Merchants:

  • Easy– effortless installation of the plugin.
  • Fair – simple and transparent easyCredit-processes.
  • Secure – Maximum security for customer and payment data.

Benefits for customer

  • Instant - Instant feedback on credit enquiry.
  • No further identification due to “postident” (identification via mail) necessary.
  • Fair – simple and transparent pricing-model without any hidden costs.
  • Flexible – possibility of premature redemption or interrupting the installments.  



  • Cart Values from 200,- to 3.000,- EUR (physical goods including product related services)
  • Duration between 6 and 36 months
  • Shop/Merchant must be located in Germany


Germany’s simplest installment purchase solution is the first to offer a hassle-free and standardized installment payment option for online and multichannel merchants. To use ratenkauf by easyCredit, you will need your webshop ID and an API password, which you will receive once the contract has been signed.



Release Notes

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  • Compatible with CE: 2.0 2.1 2.2
  • Stability: Stable Build
  • Description:

    Release v1.1.0
    Der ratenkauf by easyCredit bietet Ihnen die Möglichkeit, in den Shops unserer Partner bequem und einfach per Raten zu zahlen. Direkt von zu Hause oder vor Ort im Laden und ganz ohne Risiko. Denn zuerst erhalten Sie Ihr Produkt und bezahlen später in Ihren Wunschraten. easyCredit ist Partner der Volksbanken Raiffeisenbanken und steht für Verbraucherfreundlichkeit und Fairness.


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The best place to start if you need help with a specific extension is to contact the developer. All Magento developers have both a contact email and a support email listed.

Q & A

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