This extension is in our Payment category. Please remember that it is the merchant’s responsibility to ensure the proper PCI compliance level of their store, as applicable by PCI regulations. The PCI Self-Assessment is one tool you can use when evaluating Payment extensions and how they may affect your PCI compliance level. For more information on Marketplace policies, please review the Marketplace Terms & Conditions.

Pay iO Payment Gateway

by Pay iO Ltd

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Edition

Your store version

PRODUCT:

TOTAL:

Contact Vendor

CONTENTS

Overview
Technical Specifications
Quality Report
Release Notes
Support
Q & A
Reviews

Overview

Pay iO is an open banking payments provider. Receive instant payments from checkout directly to your bank account to help increase cashflow and reduce costs. Pay iO is free to add and use on your checkout. You will even get free access to your own portal to manage transactions, issue refunds and more.

Pay iO is a payment method which integrates seamlessly into your Magento store. Once you have registered for a free account you will be generated an api key to connect your Magento shop to our online portal, where you can easily see your growth and payment history.

Once integrated customers can use Pay iO at your store checkout.

We have built in Strong Customer Authentication with customers using their bank app to make payment. The Pay iO process is designed with no disruption to your normal order flow, we simply direct the customer to their chosen bank at checkout to make payment. The order and payment is all confirmed via your fulfilment process and customers are notified on your site. No need to input card details, no sign up required and no need to log on to another payment platform.

Account & Pricing

To use pay iO you will need to register for a free account. We will complete some checks and you can then add Pay iO to your checkout. Adding Pay iO takes minutes. Use our step-by-step guide to integrate without a tech team. Gain a competitive edge with Pay iO today.

We charge lower fees than our competitors helping businesses save costs. No set up costs or monthly fees to pay. No middle parties or third-party payment gateways involved. Simply pay for each transaction processed via Pay iO as per pricing agreed at sign up.

CURRENT SUPPORTED BANKSs

Barclays
HSBC UK
Lloyds
Natwest
Santander UK
Nationwide
Halifax
Starling
Monzo
Revolut
TSB
RBS
Bank of Scotland
Bank of Ireland UK
Tide
Ulster Bank UK
Danske Bank UK
Clydesdale Bank
First Direct
Yorkshire Bank
HSBC Business UK
Lloyds Business
Barclays Business
Barclays Corporate
Bank of Scotland Business

With more banks being added all of the time.

SANDBOX BANKS

Pay iO also provides a choice of sandbox banks which are available when 'Test Mode' is enabled in the Pay iO plugin settings.

Barclays Sandbox
Lloyds Sandbox
Natwest Sandbox
Halifax Sandbox
Bank of Scotland Sandbox
Modelo Sandbox

Features

Lowest fees - We bring fees down, by removing processing gateways by providing direct settlement.
Follow your finance - A unique space to see your growth and payment history.
Quick and easy to configure with custom branding allowing you to create a seamless checkout experience.
Select Pay iO directly from your checkout.
Clear and simple purchase confirmation
Large selection of banks to select from - No bank details required!
Quick payment and clear confirmation

Technical Specifications

Seller profile

Pay iO Ltd

Seller contact

E-mail

Current Version

0.1.3

Adobe Commerce platform compatibility

Open Source (CE): 2.3 (current), 2.4 (current)

Commerce on prem (EE): 2.3 (current), 2.4 (current)

Commerce on Cloud (ECE): 2.3 (current), 2.4 (current)

Type

Stable Build

Updated

05 July, 2022

Supported Browsers

Chrome, Firefox, Opera, Safari, Edge, IE

Documentation

Reference Manuals

Installation Guides

User Guides

License Type

Open Software License 3.0 (OSL-3.0)

Policy

Quality Report

All tests were conducted on the latest versions of Adobe Commerce that existed for the compatible release lines at the moment of the extension submission. Latest versions of all other software were used, as applicable.

Release Notes

0.1.3:

Compatible with Open Source (CE) : 2.3 2.4
Compatible with Commerce on prem (EE) : 2.3 2.4
Compatible with Commerce on Cloud (ECE) : 2.3 2.4
Stability: Stable Build
Description:
Bugfix: corrected gateway URL

0.1.2:

Compatible with Open Source (CE) : 2.3 2.4
Compatible with Commerce on prem (EE) : 2.3 2.4
Compatible with Commerce on Cloud (ECE) : 2.3 2.4
Stability: Stable Build
Description:
Bugfix: Redirect to Magento store success page from gateway.

Returning to success page did not always load session for completed purchases. With this fix the current session is now reinitialised on redirection from the Pay iO gateway using a webhook

0.1.1:

Compatible with Open Source (CE) : 2.3 2.4
Compatible with Commerce on prem (EE) : 2.3 2.4
Compatible with Commerce on Cloud (ECE) : 2.3 2.4
Stability: Stable Build
Description:
Express checkout now uses web-hooks to return updated tax and total amounts as well as new shipping methods which alleviates the chance of incorrect costs in the external gateway

0.0.1:

Compatible with Open Source (CE) : 2.3 2.4
Compatible with Commerce on prem (EE) : 2.3 2.4
Compatible with Commerce on Cloud (ECE) : 2.3 2.4
Stability: Stable Build
Description:
Initial release v-0.0.1

Support

The best place to start if you need help with a specific extension is to contact the developer. All Adobe Commerce developers have both a contact email and a support email listed.