Pay iO is a Payment Service Provider, created to eliminate payment obstacles for online businesses & their customers. Our process allows a customer to make a payment using their Bank App. No need to enter card details or share account details. Payment is made and credited instantly with low fees. Using Open Banking technology we have created, Pay iO - PAY WITH BANK Add our payment service without removing or disrupting current payment methods, giving customers a choice of a new way to pay. Simple integration into existing checkout, no tech team needed.