Bread is a leading platform for pay over time solutions that help merchants reach more customers by allowing them to offer financing online. Merchants partner with Bread to offer products that help drive customer acquisition, lift sales, and increase AOV. Consumers in turn can buy what they want now and pay in low monthly installments that fit their budgets. With Bread’s data-driven technology and customer-centric approach, we help merchants sell more and grow faster while focusing on your brand, your customers, and your needs. Bread integrates seamlessly, and provides full white-label capabilities, easy customization, actionable shopper insights, and diversified loan products designed to optimize conversion and offer a frictionless customer experience. Bread is backed by top-tier venture firms including Bessemer and Menlo Ventures and is headquartered in New York.