DropPay is the free mobile payment system that allows users to send and receive money in real time and to make purchases in participating shops scanning QR Codes. Partcipating merchants will not pay any commissions for receiving payments. They can sell in physical stores by QR Code or by the integration with cash registers. And also in online stores by API or introducing plugins for e-commerce platforms. DropPay is a safe and independent solution and it has been developed by A-Tono Payment Institute, a payment institute founded in 2016; A-Tono Payment Institute is authorised by Banca d’Italia and is member of Italian Banking Association (ABI). It is also partner of ABF, SEPA EPC, SWIFT BIC, APSP and ASSINTEL.