Powered by Adobe Commerce 2.4.3-p2

This extension is in our Payment category. Please remember that it is the merchant’s responsibility to ensure the proper PCI compliance level of their store, as applicable by PCI regulations. The PCI Self-Assessment is one tool you can use when evaluating Payment extensions and how they may affect your PCI compliance level. For more information on Marketplace policies, please review the Marketplace Terms & Conditions.

MakeCommerce Payment Gateway

This is an Integration with a Third Party Service. Other charges and fees may be required to use this extension on your Store


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MakeCommerce is a payment service provider for ecommerce businesses operating mainly in the Baltics (Estonia, Latvia, Lithuania) and Finland. MakeCommerce is international brand of Maksekeskus AS. We offer bank-link payments of all major banks in Estonian, Latvian, Lithuanian and Finnish markets, plus credit card payments.

This extension allows you accept online payments in Magento 2 using the MakeCommerce/Maksekeskus Payment Gateway. With this extension, you can use close to 20 different payment methods to collect payments from the Baltics and Finland. In addition, you can use our Visa/MasterCard payment method to collect payments from all over the world. This covers all the needs of a modern online shopper in the Baltic and Finnish market. The extension is designed to be as native as possible allowing seamless integration with any design resulting in great customer experience.


Account & pricing

To use MakeCommerce extension, a separate account with MakeCommerce (Maksekeskus AS) is required. Installing the extension does not create MakeCommerce account. You can learn more about our services and sign up on www.makecommerce.net.

Installing and using the extension is free. A transaction fee is charged by MakeCommerce separately. Our standard pricing is 2.5% + 0.3€ per payment.  We have no contract or sign-up fees. See our pricing at https://makecommerce.net/en/prices/. Custom plans are available. 



Overview of functionality:

  • bank-links of all major banks in Estonia, Latvia, Lithuania, Finland. Full list of support bank links can be seen on MakeCommerce website.
  • credit-card payments (Visa, Mastercard) through MakeCommerce PCI DSS compliant card dialog (removes compliancy requirement from merchant)
  • customizable payment methods presentation  
  • payment country selector independant from billing/shipping address  
  • make full or partial refunds from Magento admin area


How it works

In order to use the services you need to sign up at https://makecommerce.net/ 
After sign-up your shop is given credentials for API integration that are needed for the module to work.
You can also test out the module without signup, using test-shop credentials:

Shop ID = f7741ab2-7445-45f9-9af4-0d0408ef1e4c
API secret key = pfOsGD9oPaFEILwqFLHEHkPf7vZz4j3t36nAcufP1abqT9l99koyuC1IWAOcBeqt
API publishablekey  = zPA6jCTIvGKYqrXxlgkXLzv3F82Mjv2E

The module installation adds a payment method "Makecommerce" that you can enable and configure.
Plugin requires at least PHP 7.0 to function properly
Go to Stores->Configuration->Sales->Payment Methods to configure the MakeCommerce module.
Once you have put in the API credentials you can enable the Payment Method and see how it is presented in your check-out dialog.
You can then further fine-tune the UI settings in the module configuration to find the best combination for your shop layout.

Once enabled, on the check-out page a choice of bank-links and credit cards is offered for user for the payment.
The exact list depends on your Maksekeskus sign-up plan.
The payments are collected to Maksekeskus account and transferred to your bank account daily.
On credit card payments the sensitive card data is directly submitted via our PCI DSS compliant dialog.
No sensitive card data is passing your systems so you do not have to worry PCI compliancy.

You can also do refunds to the payments made through our Payment Gateway right inside Magento store admin interface.
You will find the "Refund" button in Credit Memo dialog of an Order's Invoice.

User Guide

Detailed user guide is available here: MakeCommerce Module for Magento 2



For Credit Card Payments we offer a solution where user submits the card data directly to the dialog from MakeCommerce (Maksekeskus).
The dialog is implemented as semi-transparent iFrame window on top of the shop’s checkout page.
The user perceives he/she has not left the checkout-page though in fact the dialog is from maksekeskus.ee domain.

This approach is recognized by card networks as IFRAME solution that set the lowest PCI DSS compliance requirements on Merchant.

We do not accept any other form of credit card payments. Maksekeskus AS is listed as VISA Merchant Agent, MasterCard Payment Facilitator and is PCI certified.This approach ensures that credit card data do not pass through the Merchant systems and PCI DSS V3 SAQ-A attestation for the Merchant is not strictly required.

For bank links, redirect method is used.

No customer credentials for Bank-link payments or credit card payments  are sent to Magento server. Data regarding shipping (including recipient name, address, chosen method of shipping, etc) is stored on Magento.

MakeCommerce services are PCI DSS level 2 compliant. 


Banks Integrated

Estonia: Swedbank, SEB, Luminor, LHV, Coop Pank, Pocopay, Liisi ID, Inbank Slice, Finora Capital
Latvia: Swedbank, SEB, Citadele and Luminor
Lithuania: Swedbank, SEB and Luminor
Finland: Aktia, Ålandsbanken, Danske, Handelsbanken, Nordea, Oma Säästopankki, Pohjola, POP Pankki, S-Pankki, Säästopankki

Technical Specifications

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Seller profile

Maksekeskus AS

Seller contact



Maksekeskus Payment Gateway

Current Version


Adobe Commerce platform compatibility

Open Source (CE): 2.3 (current), 2.4 (current), 2.0 (obsolete), 2.1 (obsolete)


Stable Build


06 July, 2021


Extensions, Payments & Security, Payment Integration

Supported Browsers

Chrome, Firefox, Opera, Safari, Edge, IE


User Guides

License Type

GNU General Public License 3.0 (GPL-3.0)


Privacy Policy

Quality Report

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Installation & Varnish Tests


Coding Standard


Plagiarism Check


Malware Check


Marketing Review


Manual Testing


All tests were conducted on the latest versions of Adobe Commerce that existed for the compatible release lines at the moment of the extension submission. Latest versions of all other software were used, as applicable.

Release Notes

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  • Compatible with Open Source (CE) : 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Fix: An issue with order product updates has been solved
    - Fix: Payment block does no cause issues when creating orders in admin interface


  • Compatible with Open Source (CE) : 2.3 2.4
  • Stability: Stable Build
  • Description:

    Bugfix: Credit card not opening the second time after closing popup
    Bugfix: Parcel machine list not removing old deleted versions
    Bugfix: Samesite cookie error/fix for older versions (>2.3.6-p1 and >2.4.1-p1)
    Feature: DPD and Omniva integration country settings
    Feature: Different print sizes for labels


  • Compatible with Open Source (CE) : 2.1 2.3 2.4
  • Stability: Stable Build
  • Description:

    Card payment dialog not apperaring fixed (Magento 2.4.2 - related)


  • Compatible with Open Source (CE) : 2.1 2.3 2.4
  • Stability: Stable Build
  • Description:

    Cookie security fix to be Chrome compatible (set SameSite to None from Stores->Settings->Configuration->Web->Cookies
    Order confirmation email withhold only when paid by MakeCommerce
    Admin settings reordered to be more logical


  • Compatible with Open Source (CE) : 2.1 2.3
  • Stability: Stable Build
  • Description:

    100.2.7 fixes issue with payment methods, which are not shown on certain display options


  • Compatible with Open Source (CE) : 2.1 2.3
  • Stability: Stable Build
  • Description:

    Omniva Courier - pickup by courier removed, parcelmachine / post office handover selectable.


  • Compatible with Open Source (CE) : 2.1 2.3
  • Stability: Stable Build
  • Description:

    Corrected logo image path generation for payment methods


  • Compatible with Open Source (CE) : 2.1 2.3
  • Stability: Stable Build
  • Description:

    Payment method processing changed to support PayLater type.


  • Compatible with Open Source (CE) : 2.1
  • Stability: Stable Build
  • Description:

    Fix - switching between Live vs Test mode did not apply correct set of API keys


  • Compatible with Open Source (CE) : 2.1
  • Stability: Stable Build
  • Description:

    - Tweaks for newer Magento versions compatibility, tested up to 2.1.3


  • Compatible with Open Source (CE) : 2.0
  • Stability: Beta Build
  • Description:

    First release for deployment testing (do not use in production yet)


  • Compatible with Open Source (CE) : 2.1
  • Stability: Stable Build
  • Description:

    Fix - switching between Live vs Test mode did not apply correct set of API keys


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The best place to start if you need help with a specific extension is to contact the developer. All Adobe Commerce developers have both a contact email and a support email listed.

Contact Vendor

Q & A

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