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This extension is in our Payment category, and could affect the PCI compliance level of your store. It is the merchant’s responsibility to ensure the proper PCI compliance level of their store, as applicable by PCI regulations. The PCI Self-Assessment is one tool you can use when evaluating Payment extensions and how they may affect your PCI compliance level. For more information on Marketplace policies, please review the Marketplace Terms & Conditions.

Opayo Payment Gateway

This is an Integration with a Third Party Service. Other charges and fees may be required to use this extension on your Store


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Opayo (Formerly Sage Pay) is the world-leading independent payment processing service. Each year, Sage Pay handles over 4 billion payments online and helps over 50,000 businesses process secure transactions. It supports all customer’s payment needs as well as accepts any payment type.

Opayo (Sage Pay) Integration for Magento 2 provides a seamless checkout experience for customers. Magento merchants are able to choose from all available Opayo payment integrations - PI, Server, Form, Direct, and PayPal. This module comes with support for MOTO, direct refund, and Gift Aids. Merchants are enabled to reach more customers, especially in the UK and EU where 

Magenest is an official Opayo Partner. This integration is created in collaboration with the Opayo team and constantly up-to-date with the latest technology implications.


Account & Pricing

To use this extension, an additional Opayo account is required, and additional fees apply. The account is not created during the installation. To apply for an Opayo account, please visit the application page. Flexible pricing solutions are provided. 

  • Flex Plan: 350 transactions per month. £20.90/month
  • Plus Plan: 500 token purchases per month. £45/month
  • Corporate Plan: 3000+ transactions per month. Bespoke pricing

For more details, please visit Opayo's pricing page.



The extension is PCI Compliant. Tokenization is used to run transactions with stored payment information and CVV/AVS Verification is applied for card user identification. Also, 3D Secure 2.0 is updated to comply with  SCA (under PSD2), the new regulation for European customers when authenticating online payments.

We provide various payment methods that customers stay on your site or are redirected to another page to complete the checkout.

  • With Opayo Direct and Opayo PI Integration, customers will enter the card details on the form of the merchant's website. The collected information will be sent to Opayo server to process the payment. Using SAQ A-EP* level, payment detail data will be entered into the Magento server.
  • With Opayo Form Integration/Paypal, Opayo Server Integration, and Opayo Paypal, all the processing is handled by Opayo. The cardholder is entered directly on the Opayo form which is embedded on the Magento website. And there is no customer data entering into the Magento server. These payment methods meet SAQ A level.

Using Opayo (Sage Pay) Integration for Magento 2, merchants do not store any customer data on their server.


Feature Summary

  • Support all Opayo payment methods: 3D Secure v2 available in Opayo Direct Method
  • Allow admins to integrate their Opayo account to their Magento stores
  • Allow customers to checkout using credit card payment
  • Enable or disable the gateway
  • Specify allowed credit card types and countries
  • Secure payment info with iFrame payment
  • Support multiple stores
  • Integrate Save Card Function
  • Choose between Authorize Only or Authorize and Capture
  • Add a layer of security with 3D Secure Checkout
  • Enable CVC verification
  • Customer can capture invoice up to quantity product that they desired
  • Admins can easily check transaction history
  • Admins can easily manage profiles in the backend
  • Customers can also manage their profiles and cancel them if desired
  • Admin can create credit memos for refunding
  • Easily perform Gift Aid enabled in Opayo


Exclusive Features

3D Secure 2.0 with Opayo Direct Method

3D Secure 2.o (3DS2) simplifies the process of the collection process of SCA information at the time of the transaction. Aside from security enhancement by adding am additional security layer, 3SD2 helps to remove the redirect to a new page for a code input that improves the customer experience on Magento 2 stores.

In the extension settings, merchants can choose to enable/disable 3DS2. This specification is applied only for Opayo Direct Integration.

PCI DSS Compliant Integration Protocols

Opayo (Sage Pay) helps free merchants from having to store payment data on their source system, and instead on Opayo's PCI-compliant data vault. Therefore merchants are exempt from PCI and scope expense, as Opayo has PCI DSS Compliance level 1 (except for Opayo Direct integration).

  • Opayo PI integration - Opayo drop-in checkout form: With Opayo drop-in checkout, merchants will be able to embed a payment form hosted by Opayo into their site. The form stays on the merchant’s site, while payment info will be stored and processed on Opayo's server. Merchants using this payment method can validate their PCI DSS compliance using SAQ A self-questionnaire.
  • Opayo Form & Server integration: Once shoppers place their orders, they are redirected to fully Opayo hosted payment pages to complete their transactions. Vendors can modify the standard Opayo payment pages to look and feel like their own site without having to host the payment pages on their own site.
  • Opayo IFrame integration: This method of integration also use Opayo's hosted form but rather than redirects customers to a different page to complete the payment, the form is embedded in the merchant's checkout site.
  • Opayo Direct integration: With Direct integration, the merchant's site takes responsibility for card storage and checkout page hosting. This requires merchants to have their own PCI DSS compliance verification.
  • Opayo PayPal integration: After placing an order, customers are redirected to PayPal payment pages to complete the payment with their PayPal account. No additional costs are charged on top of the standard PayPal fee.

For more information on Opayo's integration protocols, see its detailed documentation.

Advanced Payment Processing & Fraud Protection

Tokenization & saved cards: Customers' sensitive card data is converted into non-sensitive equivalent, in other words - tokens. The tokens contain no extrinsic value and therefore cannot be exploited. Conveniently, tokenization offers a way for customers to securely save their credit cards on Opayo's server for future use.

Pre-authorization (Auth-Only) and Authorization & Capture:

  • Pre-authorization: The balance from a customer's credit card is verified and put on hold for an amount of time before expired. Upon expiration, the merchants will receive the balance.
  • Authorization & capture: The payment from a credit card is immediately charged and wired to the merchant after successful verification.

Payment filtering: Some countries have laws that restrict the act of buying and selling certain products. Others have security reasons that make it unsafe for merchants to receive payment from there. Store managers can set up payment filter rules to categorize payment and treat them differently. For instance, you can block payment made by credit cards with a custom order value from any country that has low credit score ratings.

3D Secure: This security feature will ask the customer a secret security question when making purchases to ensure the card belongs to the rightful owner. This makes it difficult for hackers to use stolen cards for shopping or intercept transactions and steal payment info when they are being sent to banks.

CVC/AVS verification: It protects merchants from payments made by fake cards or invalid cards, Opayo will stop payments when the inputted CVV number or AVS value doesn't match the data on the card, even if the bank might let it pass.

Direct Refund with Opayo

Merchants can wire refunds directly from the back-end of their Magento 2 store. With Direct Fund, merchants can speed up the refund process.

MOTO Support

MOTO (Mail Order/Telephone Order) is a type of card-not-present transaction. In this way, merchants can accept payment via telephone, mail, fax, or internet communication. Payment is processed through a Virtual Terminal which acts as a kind of online credit card swipe facility.

Gift Aid

In the UK, customers can claim back part of their tax money upon checkout by donating through Gift Aid, a tax relief incentive created to benefit charities and Community Amateur Sports Clubs (CASC). If your Opayo account has Gift Aid enable, you can turn on this feature in Magento 2 backend.


High-quality Extensions & Services

  • 100% Open-source and customizable software
  • 6-month free support
  • Lifetime free updates


Demos & Docs


Technical Specifications

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Seller profile


Seller contact




Current Version


Magento platform compatibility

Open Source (CE): 2.3 (current), 2.4 (current)

Commerce on prem (EE): 2.3 (current), 2.4 (current), 2.2 (obsolete)

Commerce on Cloud (ECE): 2.3 (current), 2.4 (current), 2.2 (obsolete)


Stable Build


08 December, 2020


Extensions, Payments & Security, Fraud, Checkout Enhancements, Payment Integration


Installation Guides

User Guides

License Type

Open Software License 3.0 (OSL-3.0)


Privacy Policy

Quality Report

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Installation & Varnish Tests


Coding Standard


Plagiarism Check


Malware Check


Marketing Review


Manual Testing


All tests were conducted on the latest versions of Magento that existed for the compatible release lines at the moment of the extension submission. Latest versions of all other software were used, as applicable.

Release Notes

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  • Compatible with Open Source (CE) : 2.3 2.4
  • Compatible with Commerce on prem (EE) : 2.3 2.4
  • Compatible with Commerce on Cloud (ECE) : 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Fix lost session after redirecting to payment page
    - Fix bugs with multiple websites
    - Fix discount issue in repeated transactions


  • Compatible with Open Source (CE) : 2.3 2.4
  • Compatible with Commerce on prem (EE) : 2.3 2.4
  • Compatible with Commerce on Cloud (ECE) : 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Fix direct integration method (cannot get order after 3d Secure step)


  • Compatible with Open Source (CE) : 2.3 2.4
  • Compatible with Commerce on prem (EE) : 2.3 2.4
  • Compatible with Commerce on Cloud (ECE) : 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Add Magento 2.4 compatibility
    - Sagepay is now Opayo
    - Fix save card issue


  • Compatible with Open Source (CE) : 2.3
  • Compatible with Commerce on prem (EE) : 2.2 2.3
  • Compatible with Commerce on Cloud (ECE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    - Fix bugs
    - Add CSP compatiblity


  • Compatible with Open Source (CE) : 2.3
  • Compatible with Commerce on prem (EE) : 2.2 2.3
  • Compatible with Commerce on Cloud (ECE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    - Fix bug payment and refund MOTO with multiple stores
    - Fix bug authorize only
    - Add Sagepay Direct to multishipping


  • Compatible with Open Source (CE) : 2.3
  • Compatible with Commerce on prem (EE) : 2.2 2.3
  • Compatible with Commerce on Cloud (ECE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    - Fix bugs: payment with American Express in sagepay PI, duplicate orders in sagepay Form
    - Fix small bugs


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