Powered by Adobe Commerce 2.4.3-p2

This extension is in our Payment category. Please remember that it is the merchant’s responsibility to ensure the proper PCI compliance level of their store, as applicable by PCI regulations. The PCI Self-Assessment is one tool you can use when evaluating Payment extensions and how they may affect your PCI compliance level. For more information on Marketplace policies, please review the Marketplace Terms & Conditions.

Balance Checkout

This is an Integration with a Third Party Service. Other charges and fees may be required to use this extension on your Store


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Balance is a B2B payments company offering the first self-serve online checkout for businesses transactions. With Balance, companies can let their buyers pay however and whenever they want – with no risk, hassle, or overhead. Balance serves B2B merchants, marketplaces, SaaS providers, and companies of all sizes.

The extension adds the option to configure Balance as a payment provider, allowing the admin to configure the supported payments method for the store, including credit cards, instant ACH, bank wires and checks.

Feature List

  • A self-serve checkout experience for your business buyers
  • Accept all of the most popular B2B payment methods online, like all major credit cards, bank wires, instant ACH or checks
  • Extend payment terms to buyers (net +30/60), directly from the checkout, and get paid on the next business day.
  • Offer flexible payment mechanisms, like payment upon delivery, payment by milestones, installment payments, and payments against invoices or with a quote.
  • Allow buyers to request invoices straight from the checkout
  • Balance matches incoming payments to the right invoice

Multiple B2B Payment Methods

Your buyers can pay online with more than just credit cards. Accept the most popular business payment methods with Balance, including instant ACH, bank wires, checks.

Flexible B2B Payment Terms

Balance supports flexible payment terms for buyers with instant payouts to sellers, so no matter when your buyers want to pay, you’ll get paid right away. Payment mechanisms include payment on delivery, net payment terms, and milestone payments. 

Risk-Free Financing

With Balance, get risk-free financing for transactions and eliminate the need for collections.

Seamless Integration 

The official Balance Magento extension offers B2B buyers and sellers a seamless, omni-channel experience. The Balance extension modifies your payments page to accept Balance as a payment method. You control which payment methods to accept, and which payment terms to provide, if any. To use this extension, you need to sign up for a Balance account.  There are no setup, monthly, or hidden fees.

Account & Pricing

To use this extension, you need to sign up for a Balance account. Transaction fees may be applied. For more information and to register, please visit the registration page. Upon checkout, Balance hosted checkout will be displayed to the customer. The customer enters his or her payment information directly into our secure environment so that no customer data is ever entered into, or stored on, the Magento server. For more information, see our privacy policy.


We use advanced encryption technologies to keep your data and information safe in transit (using HTTPS with a RSA 2048 bit key and a signature algorithm of SHA256 with RSA) and at rest (data is encrypted using AES-256 encryption algorithm).

Your Payment Information

We use Stripe as a payment processor. We never store full credit card numbers or banking credentials anywhere on our platform - only tokens we securely send to Stripe.

When your buyers enter a credit card number, they are doing so within an iFrame and not directly in your site – this means no payment data is being entered or saved to your Magento server.

Our payment processing partner, Stripe, has been audited by a PCI-certified auditor and is certified to PCI Service Provider Level 1. This is the most stringent level of certification available in the payments industry.

Balance meets level A Self-Assessment Questionnaire (SAQ).

We might also use Plaid to collect your buyers banking information. Plaid uses TLS for all information exchanges between the Plaid API, financial institutions, and us. They also encrypt sensitive data-at-rest whenever they store it using AES 256 encryption at object and volume levels.

Benefits of Balance Checkout

  • The first fully self-serve, consumer-grade experience for business buyers.
  • Built for business sellers, with built in transaction financing, instant payouts, consolidated payments, and payment automation
  • Seamless integration with your payments page
  • Full control over which payment methods and mechanisms to offer your buyers
  • Reduce your time-to-pay to a matter of minutes, no matter how or when your buyers choose to pay
  • Risk-free payment terms

Technical Specifications

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Seller profile

Balance Payments Inc

Seller contact




Current Version


Adobe Commerce platform compatibility

Open Source (CE): 2.3 (current), 2.4 (current)


Stable Build


04 May, 2022


Extensions, Payments & Security, Payment Integration


User Guides

License Type

Apache License 2.0


Privacy Policy

Quality Report

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Installation & Varnish Tests


Coding Standard


Plagiarism Check


Malware Check


Marketing Review


Manual Testing


All tests were conducted on the latest versions of Adobe Commerce that existed for the compatible release lines at the moment of the extension submission. Latest versions of all other software were used, as applicable.

Release Notes

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  • Compatible with Open Source (CE) : 2.3 2.4
  • Stability: Stable Build
  • Description:

    Fix production Balance SDK url


  • Compatible with Open Source (CE) : 2.3 2.4
  • Stability: Stable Build
  • Description:

    Automatically sync Magento customer to Balance buyer


  • Compatible with Open Source (CE) : 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Set allowed payment methods when paying with terms
    - Configure offered net days
    - Fixed: order status is not updated


  • Compatible with Open Source (CE) : 2.4
  • Stability: Stable Build
  • Description:

    Buyers can now qualify for net terms
    Customer level net terms configuration
    Restrict Balance payment method by customer group


  • Compatible with Open Source (CE) : 2.4
  • Stability: Stable Build
  • Description:

    A full version of the checkout, supports auth capture and vendor payouts.


  • Compatible with Open Source (CE) : 2.4
  • Stability: Stable Build
  • Description:

    New version utilizing new functionality like auth\capture.


  • Compatible with Open Source (CE) : 2.4
  • Stability: Stable Build
  • Description:

    This version allow integrating Balance Hosted Checkout with Magento Platform.


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The best place to start if you need help with a specific extension is to contact the developer. All Adobe Commerce developers have both a contact email and a support email listed.

Contact Vendor

Q & A

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