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This extension is in our Payment category, and could affect the PCI compliance level of your store. It is the merchant’s responsibility to ensure the proper PCI compliance level of their store, as applicable by PCI regulations. The PCI Self-Assessment is one tool you can use when evaluating Payment extensions and how they may affect your PCI compliance level. For more information on Marketplace policies, please review the Marketplace Terms & Conditions.
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Credova Financial

This is an Integration with a Third Party Service. Other charges and fees may be required to use this extension on your Store
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Overview

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Credova Financial  is in the unique position to offer financing options across the spectrum of consumer demographics and credit profiles for a wide range of products. As consumer trends change, Credova adapts to those changes. With a complete financing solution, offering brick and mortar applications as well as a robust e-commerce integrated platform allowing financing at or before online checkout. Credova captures more of the market lost to credit card companies and prime lenders with established programs enabling financing across industries and product categories.

The Credova Financing/Payment extension offered through the Magento 2 marketplace can provide multiple financing options to consumers on your website. Credova allows consumers to trigger a pop-up prequalification application and prequalification approval prior to completing a full application. This allows the customer to shop knowing that they can spread out their cart total over time with affordable monthly payments.  

With Credova, a consumer can apply/checkout/sign their contract all within a few minutes and receive their corresponding order confirmation.  If the Credova extension is activated within the merchant site, all products that qualify for financing will display an 'As low As' monthly payment option that can trigger a consumer application/approval. At checkout, customers would then have the option under 'Payment Methods' to select Credova as their preferred payment and complete their order.  Furthermore, Credova can provide custom marketing and branding materials for use throughout the merchant site.

 

Account & Pricing

In order to utilize the Credova extension offered through Magento, a separate End User License Agreement/Retailer Agreement would need to be executed with Credova directly. In order to begin this process, please feel free to contact Credova via phone at 833-237-3682 or email at sales@credova.com.

Additionally, an online application can be submitted by visiting https://credova.com/retailer#contact-us. Once these agreements are finalized, a Credova representative will create your account and provide you with your User Code/API Key to access the extension. Any fees/discount that may be associated with your Credova account will be outlined during the on-boarding process. 

 

Features

The Credova extension is available to all consumer retailers. Credova offers a large number of features and customization to all integrated merchant partners. A brief list of main features is included below.

  • A single application for multiple originators
  • Customer approval without affect to credit score
  • Full credit spectrum and consumer profile financing
  • ACH/Wire payment management with robust reporting functionalities
  • Custom proprietary underwriting
  • Instant approval decision
  • LOS Software
  • Fully documented API
  • POS integration platform
  • Portfolio analytics

 

Security

To protect your customer's personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic and procedural safeguards which include computer virus protection software, firewalls, 128bit Secure Socket Layer. Only authorized employees have access.

Additionally, all data is encrypted in transit using TLS 1.2 with an industry-standard AES-256 cipher. Credit Score and personal banking data are also encrypted at rest using an AES-256 cipher. Through the Credova extension and API integration, we do not retain or collect any customer's credit or debit card information. Any payment required by the merchant will be collected directly by the merchant through their site. Credova order detail is stored via the merchant’s Magento dashboard. Merchants are responsible for confirming they are adhering to all PCI regulations since customer data is handled by the Magento server.

Technical Specifications

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Seller profile

Credova Financial, LLC

Seller contact

E-mail

Integrator

Credova Finance

Current Version

1.3.2

Adobe Commerce platform compatibility

Open Source (CE): 2.3 (current), 2.4 (current), 2.2 (obsolete)

Commerce on prem (EE): 2.3 (current), 2.4 (current)

Commerce on Cloud (ECE): 2.3 (current), 2.4 (current)

Type

Stable Build

Updated

21 October, 2021

Categories

Extensions, Payments & Security, Checkout Enhancements, Payment Integration

Supported Browsers

Chrome, Firefox, Opera, Safari, Edge, IE

Documentation

User Guides

License Type

Open Software License 3.0 (OSL-3.0)

Policy

Privacy Policy

Quality Report

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Installation & Varnish Tests

Passed

Coding Standard

Passed

Plagiarism Check

Passed

Malware Check

Passed

Marketing Review

Passed

Manual Testing

Passed

All tests were conducted on the latest versions of Adobe Commerce that existed for the compatible release lines at the moment of the extension submission. Latest versions of all other software were used, as applicable.

Release Notes

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1.3.2:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Compatible with Commerce on prem (EE) : 2.3 2.4
  • Compatible with Commerce on Cloud (ECE) : 2.3 2.4
  • Stability: Stable Build
  • Description:

    Rebrand and block credova on checkout based on product attribute added

1.3.1:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Compatible with Commerce on prem (EE) : 2.3 2.4
  • Compatible with Commerce on Cloud (ECE) : 2.3 2.4
  • Stability: Stable Build
  • Description:

    Observer issues and checkout errors fixed

1.3.0:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Compatible with Commerce on prem (EE) : 2.3 2.4
  • Compatible with Commerce on Cloud (ECE) : 2.3 2.4
  • Stability: Stable Build
  • Description:

    Callback URL 503 error fix

1.2.9:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Compatible with Commerce on prem (EE) : 2.3 2.4
  • Compatible with Commerce on Cloud (ECE) : 2.3 2.4
  • Stability: Stable Build
  • Description:

    Multiple public IDs issue fixed
    Return request added for failed orders
    Log view file optimized

1.2.8:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Compatible with Commerce on prem (EE) : 2.3 2.4
  • Compatible with Commerce on Cloud (ECE) : 2.3 2.4
  • Stability: Stable Build
  • Description:

    Multi-ship orders issue fixed.

1.2.7:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Compatible with Commerce on prem (EE) : 2.3 2.4
  • Compatible with Commerce on Cloud (ECE) : 2.3 2.4
  • Stability: Stable Build
  • Description:

    composer fix added.

1.2.6:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    Checkout JS removed for place order.

1.2.5:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    New admin setting added for credova text display in checkout.

1.2.4:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    Order, contract fixes and POST Order functionality removed .

1.2.3:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    Issue fixes - as low as on product page and checkout page place order.

1.2.2:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    New Post Order functionality added.

1.2.1:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    Add SKU and multiship functionality

1.2.0:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    Exception issue fix.

1.1.9:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    Return reasons added for return request.

1.1.8:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    More phone numbers format added.
    Application ID added in admin order view.
    More logs added in log file.

1.1.7:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    Added return type and reason fields for request return.

1.1.6:

  • Compatible with Open Source (CE) : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    PHP 7.4 supported

1.1.5:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Controller issue fixed.

1.1.4:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Coupon issue fixed

1.1.3:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Checkout and admin fixes

1.1.2:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Add As Low As on listing page

1.1.1:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Extension updates notification tab added
    Some other fixes added

1.1.0:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    1. Fixed loop issue.
    2. Added Magento Quote error logs to the Credova log file.
    3. And display the error message on frontend.

1.0.9:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Quote Validation check added

1.0.8:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Iframe issues fixed

1.0.7:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Maximum amount limit added.

1.0.6:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Federal licence completely removed.

1.0.5:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    credova financial invoice file upload remove and federal license file upload remove.

1.0.4:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Issue fixed regarding Store and Environment variables

1.0.3:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Issues fixes with prices.

1.0.2:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Environment Fix

1.0.1:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    1. Issue fixed regarding checkout page.

1.0.0:

  • Compatible with Open Source (CE) : 2.2 2.3
  • Stability: Stable Build
  • Description:

    First and Stable Version

Support

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The best place to start if you need help with a specific extension is to contact the developer. All Adobe Commerce developers have both a contact email and a support email listed.

Contact Vendor

Q & A

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Reviews

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