Credit Key Payment Gateway



Magento Platform
Open Source (CE)
Commerce on prem (EE)
Commerce on Cloud (ECE)

Tech Specifications

Current Version:
Stable Build
18 December, 2019
Extensions, Payments & Security, Fraud, Checkout Enhancements, Payment Integration
License Type:
MIT License (MIT)


Credit Key allows simple and easy B2B credit financing in the cart. Net terms from 30 to 90 days, approval in seconds.


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Credit Key provides realtime business credit approvals up to $50k, powering B2B purchases. Offer your customers Net terms from 30 to 90 days, and Credit Key extends them instant terms, allowing them to transact in seconds. Credit Key boosts revenue by increasing overall purchase volume as well as average order value. Customers always have the option of 30 days, interest-free, with no hidden fees.

The Credit Key B2B Payment extension seamlessly integrates into the Magento admin. After installing the extension and entering in Credit Key API credentials, checkout and product pages can be configured to display the Credit Key option as plain text or a banner, as well as configuring the size of each display. Once configured and enabled, Credit Key will appear as a real-time payment option for your customers. When selected Credit Key displays a modal overlay over the checkout page, allowing customers to apply for credit and then pay for their order. Upon completion, the customer is redirected to the Magento order confirmation page as usual.


Account & Pricing

The Credit Key B2B Payments integration requires an account and API credentials to be enabled. Please contact Credit Key to establish an account and get your credentials. Credit Key charges merchant processing fees starting at 2.9%, with discounts based on volume.



  • Simple integration as a payment method
  • Checkout configuration
    • Display as text or banner
    • Set size: small, medium or large
  • Product page configuration
    • Display Credit Key Apply Now as text or banner
    • Set size: small, medium or large
    • Enable display based on price range or product category
  • Modal overlay payment experience
    • Allows customers to remain on Magento checkout page
  • Checkout integration
    • All shipping and billing data sent to Credit Key payment method for expedited experience
  • Postorder management
    • Ship, cancel or refund orders in Magento and the corresponding order on Credit Key will be automatically updated
  • Credit Key account
    • Manage orders
    • Manage customers
    • Sales analytics



The Credit Key modal experience interacts with the Credit Key API over a secure, encrypted connection using industry-standard SSL. Credit Key additionally implements domain whitelisting per merchant to ensure that requests are coming from the authorized merchant shop domain.

Credit Key provides a modal overlay for the payment process. The modal loads the Credit Key website via an iframe container.  All data entered into the Credit Key experience is captured on the Credit Key servers and not on the Magento server.

Customers do not provide any sensitive payment data at the time of placing an order. Credit Key requires basic information about the customer's business and personal information to do a soft credit check. Once an order is placed and the customer has established an account with Credit Key, they are then prompted to connect their bank to pay their loans via automated ACH transfers using a tokenized third party service.

Since Credit Key does not handle PCI data in the form of credit cards, bank credentials or any other sensitive payment data, Credit Key is not required to be PCI compliant. Instead Credit Key adheres to the FFIEC guidelines for finance security and privacy.

Release Notes

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  • Compatible with Open Source (CE) : 2.3
  • Compatible with Commerce on prem (EE) : 2.3
  • Compatible with Commerce on Cloud (ECE) : 2.3
  • Stability: Stable Build
  • Description:

    configurable credit key payment method
    configurable product page apply now display


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The best place to start if you need help with a specific extension is to contact the developer. All Magento developers have both a contact email and a support email listed.

Q & A

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