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This extension is in our Payment category. Please remember that it is the merchant’s responsibility to ensure the proper PCI compliance level of their store, as applicable by PCI regulations. The PCI Self-Assessment is one tool you can use when evaluating Payment extensions and how they may affect your PCI compliance level. For more information on Marketplace policies, please review the Marketplace Terms & Conditions.
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Bread Checkout

by Bread
This is an Integration with a Third Party Service. Other charges and fees may be required to use this extension on your Store
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Overview

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Bread is a full-funnel, white label financing solution that help retailers acquire and convert more customers. Retailers who use Bread have seen an increase of 5-15% in sales, up to 120% higher AOV, and an 84% increase in email click-through-rates. Our tools have proven to reduce friction and improve conversion by engaging more shoppers throughout the funnel, and creating a brand-consistent financing experience. With Bread, customers can apply and pre-qualify for financing earlier in the shopping journey, empowering them with transparent financing options that increase their purchasing power and drives more sales. To learn more, please visit getbread.com

 

Account & Pricing

Bread financing requires a separate account. Although Bread's Magento extension is free, a Bread financing partnership may not be. If you would like to offer Bread, please contact us at partners@getbread.com to sign up. Bread is a PCI compliant solution. Using Bread has no effect on a merchant's overall PCI compliance.

 

Integration Overview

Bread creates a frictionless experience for customers as they shop. Customers are never redirected offsite; their interaction with Bread's financing occurs on a modal displayed on a retailer's site. Customer data is collected via the modal that is served securely from Bread's servers. This entire process to prequalify and checkout takes less than 60 seconds. Once a customer checks out with Bread, their order information is transferred to the retailer's server. Bread does not transmit sensitive customer data such as birth date and SSN. When Bread's extension is added as a payment option, it allows all authorizations, captures, and refunds to be processed through Magento. 

 

Features & Benefits:

Bread is reimagining the retail experience by transforming the shopping journey and improving the way consumers access and engage with credit — through full funnel, white label, customization, longer terms, and data analytics. Bread helps merchants:

  • Personalize the customer experience with dynamic “as low as” pricing for approved shoppers on all category, product detail, cart, and checkout pages.
  • Integrate a full-funnel solution to allow customers to pre-qualify for financing and check out from anywhere in your sales funnel, all without leaving your site.
  • Leverage better customization by white-labeling Bread to match your brand by fully customizing your checkout - use your logo, colors, and fonts so you can create a seamless user experience.
  • Re-engage abandoned shoppers by providing rich and actionable insights on all customers who engage with financing, regardless of their checkout status, so you can retarget and convert more customers.
  • Convert more in-store or phone sales by allowing your customers to apply for financing on all channels - online, in-store, or phone. Bread integrates directly into the Magento order list within your admin portal.  
  • Offer more loan products by creating a custom plan that meets their customers’ needs. Bread offer longer terms and up to 18 month true 0% APR products.
  • Increase marketing ROI by embedding financing into any marketing channel, which produces higher click through rates and enhances customer loyalty programs.

 

Security & PCI Compliance

When a customer accesses Bread Pay on either the product display page (PDP), cart page, or mini-cart page for a credit pre-qualification check or upon checkout, customers are redirected to www.breadpayments.com via a modal popup.

For Bread Pay Installments checkout, the customer does not need to enter any payment information. At this point, the customer enters their personal identity information which includes first name, last name, email address, phone number, and—for first-time customers—Social Security Number to check their credit qualification.

For Bread Pay SplitPay checkout, the customer enters their payment information directly into our secure environment so that the web shop never comes into contact with the customers payment data. Bread Pay is a SAQ A-EP compliant payments integration service for merchants. Once the payment process is complete, customers will be redirected back to the merchant’s store. 

No customer data is ever entered into, or stored on, the Magento server.

Technical Specifications

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Seller profile

Bread

Seller contact

E-mail

Integrator

Bread

Current Version

2.3.11

Adobe Commerce platform compatibility

Magento Open Source: 2.4 (current), 2.2 (obsolete), 2.3 (obsolete)

Type

Stable Build

Updated

08 March, 2024

Categories

Extensions, Payments & Security, Payment Integration

Supported Browsers

Chrome, Firefox, Opera, Safari, Edge, IE

Documentation

Installation Guides

User Guides

License Type

GNU General Public License 3.0 (GPL-3.0)

Policy

Privacy Policy

Quality Report

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Installation & Varnish Tests

Passed

Coding Standard

Passed

Plagiarism Check

Passed

Malware Check

Passed

Marketing Review

Passed

Manual Testing

Passed

All tests were conducted on the latest versions of Adobe Commerce that existed for the compatible release lines at the moment of the extension submission. Latest versions of all other software were used, as applicable.

Release Notes

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2.3.11:

  • Compatible with Magento Open Source : 2.3 2.4
  • Stability: Stable Build
  • Description:

    * Fix discount error when creating Admin cart

2.3.10:

  • Compatible with Magento Open Source : 2.3 2.4
  • Stability: Stable Build
  • Description:

    * Add support for in-store delivery (BOPIS)

2.3.9:

  • Compatible with Magento Open Source : 2.3 2.4
  • Stability: Stable Build
  • Description:

    * Add compatibility with Mageplaza One Step Checkout

2.3.8:

  • Compatible with Magento Open Source : 2.3 2.4
  • Stability: Stable Build
  • Description:

    * Show billing address in payment method when using Amasty One Step Checkout

2.3.7:

  • Compatible with Magento Open Source : 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Fixed Bread extension issue with configurable products

2.3.6:

  • Compatible with Magento Open Source : 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Mageplaza One Step Checkout compatibility

2.3.5:

  • Compatible with Magento Open Source : 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Magento admin Bread carts feature added
    - Minicart page Bread ALA link not showing issue fix

2.3.4:

  • Compatible with Magento Open Source : 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Category pages Bread ALA pagination
    - Toggle display of ALA on Category pages as per category

2.3.3:

  • Compatible with Magento Open Source : 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Bundled products ALA link issue fix
    - PHP 8.2 compatibility fix
    - Replaced Zend framework implementation with Laminas project.

2.3.0:

  • Compatible with Magento Open Source : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Bread extension support for classic orders on bread 2.0
    - Platform version show on orders management page
    - Migrate install/upgrade schema to declarative schema

2.2.1:

  • Compatible with Magento Open Source : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Configurable products split-pay configuration fix
    - Variable products populate As Low As correctly when product variations are selected

2.1.8:

  • Compatible with Magento Open Source : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Bread financing page error being shown on the main checkout page fix

2.1.7:

  • Compatible with Magento Open Source : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Missing item URL for Bread Pay Merchant portal details list fix
    - null value for array_key_exists fix

2.1.6:

  • Compatible with Magento Open Source : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Bread Pay orderIDs sync between Magento server and Bread merchant portal issue fix
    - strlen issue fix when creating Bread carts on admin portal
    - Canada Payplan branding updates

2.1.5:

  • Compatible with Magento Open Source : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    This release contains Magento version 2.4.* issues fix and PHP 8.1 issues fix, Payplan by RBC authorisation and settlement APIs fix

2.0.1:

  • Compatible with Magento Open Source : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    Updated PHP 8.1 compatibility, Bread Pay branding updates

1.1.18:

  • Compatible with Magento Open Source : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    - This release allows for Splitpay label to be configurable on Merchant admin section
    - Updated installation instructions
    - Minor bug fixes

1.1.16:

  • Compatible with Magento Open Source : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Split pay enabled for merchant payments
    - Shipping method update bug fix
    - Magento CSP whitelist enabled for Bread links
    - Healthcare mode bug fix

1.1.15:

  • Compatible with Magento Open Source : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    - Shipping API extension fix
    - Targeted Financing enabled issue fix

1.1.14:

  • Compatible with Magento Open Source : 2.2 2.3 2.4
  • Stability: Stable Build
  • Description:

    Tested compatibility with Magento version 2.4

1.1.13:

  • Compatible with Magento Open Source : 2.2 2.3
  • Stability: Stable Build
  • Description:

    - A couple small bug fixes

1.1.12:

  • Compatible with Magento Open Source : 2.2 2.3
  • Stability: Stable Build
  • Description:

    - Fixed issues with IE 11 compatibility
    - Bug Fixes

1.1.11:

  • Compatible with Magento Open Source : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Reward points patch
    Templates cleanup
    Embedded checkout improvement

1.1.10:

  • Compatible with Magento Open Source : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Support financing program with create carts in admin order
    Bundle items quantity reset bug fix

1.1.9:

  • Compatible with Magento Open Source : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Sentry log updates
    Grouped product stock qty check on product view page checkout
    Free items fix

1.1.8:

  • Compatible with Magento Open Source : 2.2 2.3
  • Stability: Stable Build
  • Description:

    - Bug Fixes

1.1.7:

  • Compatible with Magento Open Source : 2.2 2.3
  • Stability: Stable Build
  • Description:

    - Added SKU based targeted financing
    - Bug fixes

1.1.6:

  • Compatible with Magento Open Source : 2.2 2.3
  • Stability: Stable Build
  • Description:

    - Added enhanced error reporting
    - Bug fixes

1.1.5:

  • Compatible with Magento Open Source : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Product selected options validation change
    Split payment fail auto cancel order
    Admin config keys validation
    New advanced config section
    Js changes

1.1.4:

  • Compatible with Magento Open Source : 2.2 2.3
  • Stability: Stable Build
  • Description:

    User input patches
    Clean up admin panel data
    Validate order and bread amount authorization change

1.1.3:

  • Compatible with Magento Open Source : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Dispatch shipment details
    Added bread button to mini cart
    Reduce amount of data sent on create carts call
    Custom option identifiers fix

1.1.2:

  • Compatible with Magento Open Source : 2.2 2.3
  • Stability: Stable Build
  • Description:

    Custom option handling on product detail page
    Tax rounding and quote mismatch tolerance

1.1.1:

  • Compatible with Magento Open Source : 2.3
  • Stability: Stable Build
  • Description:

    Gift cards disable functionality
    Disable edit shipping when create carts is used in admin section
    Add custom logger
    General code improvements

1.1.0:

  • Compatible with Magento Open Source : 2.3
  • Stability: Stable Build
  • Description:

    Magento 2.3 compatibility

1.0.10:

  • Compatible with Magento Open Source : 2.2
  • Stability: Stable Build
  • Description:

    Configuration logic fix
    Create carts in healthcare mode

1.0.8:

  • Compatible with Magento Open Source : 2.2
  • Stability: Stable Build
  • Description:

    Add support for embedded checkout
    Improve error handling on checkout
    Fix category button custom css

1.0.7:

  • Compatible with Magento Open Source : 2.2
  • Stability: Stable Build
  • Description:

    1.0.4
    Support composer installation

    1.0.3
    Fix cart price rule issue
    Fix strange template output

    1.0.2
    Implemented Bread Buttons feature for Category pages
    Implemented custom button styling for category, pdp and cart pages
    Implemented logic for displaying price per month on checkout page

    1.0.1
    Address a bug that incorrectly cast prices to integers and could cause price mis-matches between Bread and Magento resulting in orders not completing.

    1.0.0
    Compatibility with Magento 2.2

Support

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The best place to start if you need help with a specific extension is to contact the developer. All Adobe Commerce developers have both a contact email and a support email listed.

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Q & A

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Reviews

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