by Bread
Technology Partner General
Compatible With: Community 1.9.3

Tech Specifications

Current Version:
Stable Build
16 November, 2018
Extensions, Payments & Security, Payment Integration
License Type:
MIT License (MIT)


Bread is a leading platform for pay-over-time solutions that helps merchants reach more customers by allowing them to offer financing online.

Other Extensions by Bread


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Bread is a full-funnel, white label financing solution that help retailers acquire and convert more customers. Retailers who use Bread have seen an increase of 5-15% in sales, up to 120% higher AOV, and an 84% increase in email click-through-rates. Our tools have proven to reduce friction and improve conversion by engaging more shoppers throughout the funnel, and creating a brand-consistent financing experience. With Bread, customers can apply and pre-qualify for financing earlier in the shopping journey, empowering them with transparent financing options that increase their purchasing power and drives more sales. To learn more, please visit 


Account & Pricing

Bread financing requires a separate account. Although Bread's Magento extension is free, a Bread financing partnership may not be. If you would like to offer Bread, please contact us at to sign up. Bread is a PCI compliant solution. Using Bread has no effect on a merchant's overall PCI compliance.


Integration Overview

Bread creates a frictionless experience for customers as they shop. Customers are never redirected offsite; their interaction with Bread's financing occurs on a modal displayed on a retailer's site. Customer data is collected via the modal that is served securely from Bread's servers. This entire process to prequalify and checkout takes less than 60 seconds. Once a customer checks out with Bread, their order information is transferred to the retailer's server. Bread does not transmit sensitive customer data such as birthdate and SSN.

When Bread's extension is added as a payment option, it allows all authorizations, captures, and refunds to be processed through Magento. 


Features and Benefits:

Bread is reimagining the retail experience by transforming the shopping journey and improving the way consumers access and engage with credit — through full funnel, white label, customization, longer terms, and data analytics. Bread helps merchants:

  • Personalize the customer experience with dynamic “as low as” pricing for approved shoppers on all category, product detail, cart, and checkout pages.
  • Integrate a full-funnel solution to allow customers to pre-qualify for financing and check out from anywhere in your sales funnel, all without leaving your site.
  • Leverage better customization by white-labeling Bread to match your brand by fully customizing your checkout - use your logo, colors, and fonts so you can create a seamless user experience.
  • Re-engage abandoned shoppers by providing rich and actionable insights on all customers who engage with financing, regardless of their checkout status, so you can retarget and convert more customers.
  • Convert more in-store or phone sales by allowing your customers to apply for financing on all channels - online, in-store, or phone. Bread integrates directly into the Magento order list within your admin portal.  
  • Offer more loan products by creating a custom plan that meets their customers’ needs. Bread offer longer terms and up to 18 month true 0% APR products.
  • Increase marketing ROI by embedding financing into any marketing channel, which produces higher click through rates and enhances customer loyalty programs.

Release Notes

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  • Compatible with CE: 1.9.3
  • Stability: Stable Build
  • Description:

    - Enable healthcare mode for admin carts creation
    - Patch for mutliple space problem in customer name


  • Compatible with CE: 1.9.3
  • Stability: Stable Build
  • Description:

    - Checkout tooltip message improvement


  • Compatible with CE: 1.9.3
  • Stability: Stable Build
  • Description:

    - Fix bug where cart page button wouldn’t appear unless product page buttons were enabled
    - Update logo to reflect Bread’s rebranding
    - Fix bug with third-party shipping methods and log shipping errors
    - Stability enhancements


  • Compatible with CE: 1.9.3
  • Stability: Stable Build
  • Description:

    Compatible with CE: 1.9

    January 29, 2018
    -Fixing tax issues regarding states with granular tax rates
    -Better input validation during cart creation to alleviate the errors where pieces of customer addresses weren’t getting saved and triggering those email errors
    -Creating customers during Bread Carts checkouts
    -Allow button to be set as label for category pages

    Compatible with CE: 1.9

    December 12, 2017
    -Code cleanup
    -Minor bug fixes
    -Capture failed split-pay checkouts


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The best place to start if you need help with a specific extension is to contact the developer. All Magento developers have both a contact email and a support email listed.

Q & A

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